WEBSITE TERMS AND CONDITIONS
Last Updated: July 27, 2025
1. INTRODUCTION AND ACCEPTANCE OF TERMS
Welcome to www.vericertsolutions.com (the "Website"), operated by VeriCert LLC dba Kim Chandler ("Service Provider," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of the Website, including any content, functionality, and services offered on or through the Website.
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is hereby incorporated by reference. If you do not agree to these Terms, you must not access or use the Website.
2. DEFINITIONS
* Website: Refers to [Your Website URL].
* Service Provider: Refers to VeriCert LLC dba Kim Chandler.
* Services: Refers to the Certificate of Insurance (COI) Risk Management Consulting Services offered by the Service Provider as outlined on the Website and in separate service agreements.
* User/You: Refers to any individual or entity accessing or using the Website.
* Content: Refers to all text, images, audio, video, software, and other materials on the Website.
3. USE OF THE WEBSITE
You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:
* Use the Website in any way that violates any applicable federal, state, local, or international law or regulation.
* Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm Service Provider or users of the Website or expose them to liability.
* Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website.
* Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
* Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
* Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
4. INTELLECTUAL PROPERTY RIGHTS
The Website and its entire Contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Service Provider, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
These Terms permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as generally permitted for Browse or making legitimate inquiries.
5. PRIVACY POLICY
All information we collect on this Website is subject to our Privacy Policy https://www.vericertsolutions.com/privacy/ . By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.
6. SERVICES OFFERED THROUGH THE WEBSITE
The Website provides information regarding the Certificate of Insurance (COI) Risk Management Consulting Services offered by VeriCert LLC dba Kim Chandler. While the Website may describe the general nature of our services and various plan options, the specific terms, scope, fees, and conditions for any engagement will be governed by a separate, formal Service Agreement executed directly between the Service Provider and the Client.
7. DISCLAIMERS AND LIMITATION OF SERVICES
7.1. Not Legal, Financial, or Insurance Advice:
The content on this Website, including any information, articles, guides, or blog posts, is provided for general informational purposes only and is not intended as, and should not be relied upon for, legal, financial, or insurance advice. VeriCert LLC dba Kim Chandler is not a law firm, or a financial advisor. The information provided on this website does not replace the advice of a qualified legal professional, a licensed insurance broker, or a financial advisor. You should always consult with your own legal counsel, licensed insurance broker, and/or financial advisor for advice tailored to your specific circumstances.
7.2. Information "As Is":
The Website and all content, materials, and services made available through the Website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
7.3. Accuracy of Information:
While we strive to provide accurate and up-to-date information, we do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
7.4. Use of AI in Content Creation/Enhancement:
Please be aware that some content on this Website, or elements of our service delivery (such as research assistance, report formatting, editing, and layout design), may utilize artificial intelligence (AI) tools. While AI tools assist in efficiency and presentation, all final content and recommendations are reviewed and approved by human professionals based on their experience and expertise.
8. LIMITATION OF LIABILITY
To the fullest extent permitted by law, in no event will Service Provider, its affiliates, licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Website, any websites linked to it, any content on the Website, or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.
9. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless Service Provider, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website's content, services, and products other than as expressly authorized in these Terms or your use of any information obtained from the Website.
10. LINKS TO THIRD-PARTY WEBSITES
The Website may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
11. TERMINATION
We may terminate or suspend your access to all or part of the Website, without notice and without liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
12. GOVERNING LAW AND JURISDICTION
All matters relating to the Website and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Texas without giving effect to any choice or conflict of law provision or rule.
13. DISPUTE RESOLUTION
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Texas located in Texas, Llano County, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
14. CHANGES TO THE TERMS
We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.
15. CONTACT INFORMATION
To ask questions or comment about these Terms, contact us at:
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